In addition to adhering to Bahamian solvency standards, Colina follows Canadian actuarial reserving methodologies and solvency standards. The Company’s Board of Directors targets a level of financial strength, reflected in its Statutory Solvency margin and its Minimum Continuing Capital and Surplus Requirement (MCCSR) ratio, well above the minimums required by the relevant regulatory agencies.

Another financial strength indicator by which the Company is measured is its perception by internationally recognized rating agency AM Best. A strong AM Best rating is additional confirmation that policyholder and shareholder values are well protected and supported.