Life insurance provides stability for those that you leave behind and ensures that your final expenses are covered. Colina offers protection for your family and the ability to save and build for your future.
Temporary, Affordable Insurance
Term Life insurance provides insurance for a fixed period of time, after which, coverage expires. This kind of policy is ideal for covering your exposure during a mortgage or protecting your income during your working years.
Permanent life insurance that builds cash value
A Whole Life Insurance policy can remain in effect for the insured’s whole life. This type of policy builds cash value and usually allows the policyowner to take out a loan that is secured by the policy.
Life insurance that pays a lump sum at a set milestone
An Endowment policy is designed to pay a lump sum upon an insured’s death or on a specified date if the insured is still alive. Endowment policies are good for investing and saving for a specific milestone like your child’s college tuition or your retirement. This type of policy builds cash value and usually allows the policyowner to take out a loan that is secured by the policy.
Our affordable Critical Illness Recovery Rider – Essential Recovery Rider- can provide the financial assistance you and your family need after surviving a major critical illness.
Advances in medical science save more and more lives every day. However, even with the very best medical insurance coverage, the financial toll of recovering from a critical illness can seriously impact you and your family. Our Essential Recovery Rider is designed specifically to offset these costs.
Our policies protect you from the financial aftershocks of life’s unpredictable events. Our plans can also help you fill the requirements needed to purchase a new home.
Insuring your mortgage with a life policy protects the roof over your head as well as the people you care about the most.
Make your life insurance policy part of your life investment plan. Life insurance is designed to protect us, but you can also use a policy to save for the future. Many of our policies build cash value over time, allowing you to build cash equity.
A life policy is a great way to save for retirement while protecting your income and investment.